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Corner Pays 8:1, Dozen Only 2:1

A corner bet on Roulette European covers four adjacent numbers and returns 8:1, while a dozen bet covers twelve numbers and returns only 2:1. With 37 pockets on the single-zero wheel, payouts are set as if there were 36 pockets, so the house edge stays at 2.70% on both bet types. A player staking €100 across corner bets therefore loses €2.70 per round on average, the same as on dozens.
The straight bet returns 35:1, the split 17:1, the street 11:1 and the six line 5:1 on Roulette European, all calibrated to the same 2.70% house edge. On Roulette French with La Partage, even-money bets such as Red/Black, Odd/Even and Low/High drop to a 1.35% edge because half the stake returns when zero hits. That rule does not extend to inside bets, which keep the European edge of 2.70%.
For comparison, the Roulette American five number bet covering 0, 00, 1, 2 and 3 pays 6:1 and carries a house edge of 7.89%, the only bet on that wheel above 5.26%. A €100 stake on the American five number bet costs €7.89 on average, while the same €100 on a European corner bet costs €2.70. The European wheel applied to the same corner bet keeps 2.70% instead of 5.26%.
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House edge and payouts of table games at Rivo Casino compared

American Roulette: 5.26% Because of the Double Zero

Roulette American uses 38 pockets, the numbers 1 to 36 plus 0 and 00, and that second zero lifts the house edge to 5.26% on standard bets. Roulette European runs on 37 pockets with a single zero and a house edge of 2.70%, so the double zero adds 2.56 percentage points. On €100 of stakes, the American wheel keeps €5.26 against €2.70 on the European layout.
The five number bet on 0, 00, 1, 2 and 3 is the exception on the American wheel, with an RTP of 92.11% and a house edge of 7.89%. That single bet is the only one above the standard 5.26% edge, and it has no equivalent on the European wheel. A €100 stake on the five number bet costs €7.89 on average, roughly three times the €2.70 cost of a European bet.
Roulette French with La Partage goes further on even-money bets, returning half the stake when zero hits and cutting the edge to 1.35%, an RTP of 98.65%. The same La Partage rule does not apply to inside bets, which stay at 2.70%. On a €100 even-money stake, the French wheel with La Partage costs €1.35 on average, against €5.26 on the American layout.

Baccarat in Three Steps: Bet, Reveal, Compare

Baccarat rounds resolve in three steps: the player places a bet, the cards are revealed, and the two hands are compared. On Baccarat Banker with eight decks and a 5% commission, the payout is 0.95:1, meaning a €100 winning stake returns €95 plus the original €100. That commission offsets the Banker's positional advantage when the third card is drawn.
The Banker bet carries an RTP of 98.94% and a house edge of 1.06%, the best bet in the game, with a standard deviation of 0.93. A €100 Banker stake therefore costs €1.06 on average across many rounds. The 5% commission is deducted from the win only, not from the returned stake, so the effective payout stays at 0.95:1.
For comparison, Baccarat Banker at 1.06% sits below the 2.70% house edge of Roulette European and above the 0.46% edge of Blackjack with six decks, S17, DAS, DOA and a 3:2 payout under basic strategy. A €100 stake on Baccarat Banker costs €1.06 on average, while the same €100 on European roulette costs €2.70 and on that blackjack variant costs €0.46.

Double Down: Doubling Your Bet After Two Cards

A double down doubles the stake on the first two cards in exchange for exactly one more card. On Blackjack 6 decks, S17, DAS, DOA with a 3:2 payout, doubling down on any first two cards is allowed and the RTP reaches 99.54% under basic strategy, a house edge of 0.46%. A €10 double down commits €20 in total to that hand.
Doubling after a split is worth about 0.14 percentage points of house edge, and resplitting aces adds 0.08 percentage points, while six decks instead of eight adds roughly 0.02 percentage points. The dealer hitting soft 17 costs 0.22 percentage points, the opposite direction. On Blackjack Liberal Vegas Strip, S17 with DAS, resplit and late surrender reaches a 99.72% RTP, a house edge of 0.28%.
Late surrender is a separate option: after the dealer checks for blackjack, the player gives up the hand and loses half the stake, returning 50% of it. That improves RTP by about 0.08 percentage points. Early surrender is worth up to 0.6 percentage points but is extremely rare. A €10 hand surrendered late returns €5.

Straight-Up Pays 35:1, Split Pays 17:1

A straight bet, or plein, on a single number returns 35:1, and a split, or cheval, on two adjacent numbers returns 17:1 on Roulette European. With 37 pockets and payouts set as if there were 36, both bets carry the same 2.70% house edge. A €10 straight bet returns €350 plus the stake on a win, while a €10 split returns €170 plus the stake.
The street pays 11:1, the corner 8:1 and the six line 5:1, all on the same single-zero wheel at a 2.70% house edge. A dozen or a column pays 2:1, and even-money bets such as Red/Black, Odd/Even and 1-18/19-36 pay 1:1. On a €100 straight bet, the expected cost is €2.70 per round on average at that edge.
Roulette French with La Partage returns half the stake on even-money bets when zero hits, lifting the RTP to 98.65% and cutting the edge to 1.35%. Inside bets such as the straight, split, street, corner and six line keep the 2.70% edge. A €100 even-money stake on that French layout costs €1.35 on average, against €2.70 on the same bet without La Partage.
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CategoryExamplesStakes FromHighlight
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37 vs. 38 Sectors: One Zero Difference

European Roulette runs on 37 pockets, the numbers 1 to 36 plus a single zero, and pays a Straight bet at 35:1 while the true odds against a single number are 36:1. American Roulette adds a second zero and expands the wheel to 38 pockets, so the same Straight bet still returns 35:1 against 37:1 true odds. That one extra pocket is the entire structural difference between the two wheels.
The published RTP figures follow from that geometry: European Roulette returns 97.30% with a house edge of 2.70%, while the American wheel drops to a 5.26% edge. The house edge is the average share of each stake the casino keeps over the long run. On €100 of European stakes the average cost is €2.70; on the American wheel it is €5.26.
Payouts stay identical across both wheels for every standard bet, from Split at 17:1 and Corner at 8:1 to Dozen and Column at 2:1. Only the Five Number bet on 0, 00, 1, 2 and 3 breaks that pattern, returning 92.11% with a 7.89% edge. No equivalent bet exists on the single-zero wheel, which is why that trap sits alone on the American layout.

6 Decks vs 8 Decks: The House Edge Difference

Blackjack dealt from 6 decks with S17, DAS and DOA returns 99.54% and carries a house edge of 0.46%, provided basic strategy is followed. Liberal Vegas Strip Blackjack pushes the return to 99.72% and the edge down to 0.28% by combining S17, DAS, resplit and late surrender in one rule set. The gap between the two rule packages is 0.18 percentage points of RTP.
Deck count itself moves the edge by roughly 0.02 percentage points when 6 decks replace 8, a small but measurable shift. The larger swings come from rules: hitting soft 17 costs 0.22 percentage points, doubling after a split recovers about 0.14, and resplitting aces adds 0.08. Standard deviation on the liberal strip game is 1.15, so short sessions can diverge widely from the average.
Late surrender is a rule modifier rather than a game: the player folds after the dealer checks for blackjack and loses half the stake, which improves RTP by about 0.08 percentage points. On a €200 bet that surrender returns €100. Early surrender is worth up to 0.6 percentage points but appears rarely at tables.

Split 17:1 vs Corner 8:1: Payouts Compared

A Split bet covers two adjacent numbers and pays 17:1, while a Corner covers four numbers and pays 8:1 on the same European wheel that returns 97.30%. The payout shrinks as the coverage grows because each additional pocket reduces the chance of a hit. A €10 Split returns €170 plus the stake; the same €10 on a Corner returns €80 plus the stake.
Coverage changes the hit rate rather than the underlying edge. Straight pays 35:1 on one pocket, Street pays 11:1 on three, Six Line pays 5:1 on six, and Dozen or Column pays 2:1 on twelve. Every one of these bets sits on the same 2.70% house edge because the payouts are calculated as if the wheel had 36 pockets instead of 37.
American Roulette keeps the identical payout table for Split, Corner, Street, Six Line, Dozen and Column, yet the house edge rises to 5.26% because of the extra double zero pocket. On €100 staked on Corners at either wheel, the difference in expected cost is €2.70 against €5.26. The Five Number bet is the single exception, paying 6:1 across five of 38 pockets with a 7.89% edge.

The Craps Pass Line in Four Steps

Craps Free Odds carries a 100.00% RTP and a 0.00% house edge, the only bet on the table that pays at true odds. It cannot be placed alone: the player must first have a Pass Line or Don't Pass wager in action. Combined with a Pass Line bet in 3-4-5x mode, the return settles at 99.63% with a 0.37% edge.
The four steps run as follows. First, a Pass Line bet is placed before the come-out roll. Second, the shooter rolls; a 7 or 11 wins immediately, while 2, 3 or 12 loses. Third, any other total becomes the point. Fourth, once the point is set, the player may add the Free Odds bet behind the line.
Free Odds are paid at true odds: point 4 or 10 returns 2:1, point 5 or 9 returns 3:2, and point 6 or 8 returns 6:5. Per roll the combined edge on Pass Line plus 3-4-5x Odds is 0.111%, and at 1x it is 0.251% while at 2x it is 0.180%. Don't Pass offers 98.64% RTP with a 1.36% edge and pushes on 12.

35:1 Instead of 36:1: Where the House Edge Comes From

A Straight bet on European Roulette pays 35:1, yet a single number should pay 36:1 if the payout matched the 37-pocket wheel exactly. That one-unit shortfall, repeated across every bet type, produces the 2.70% house edge and the 97.30% RTP. On €100 staked on single numbers the average cost is €2.70, a figure that holds whether the player covers one pocket or twelve.
The same principle explains the American wheel, where the payout stays at 35:1 but the pocket count rises to 38, lifting the edge to 5.26% and dropping RTP to 97.30% on the European layout against a lower return on the double-zero version. Inside bets on French Roulette keep the 2.70% edge because La Partage does not apply to them.
La Partage changes the maths only on even-money bets: when zero hits, half the stake is returned, lifting RTP to 98.65% and cutting the edge to 1.35%. Red or Black, Odd or Even and Low or High all pay 1:1 under that rule. The Five Number bet on the American wheel goes the other way, paying 6:1 across five of 38 pockets for a 7.89% edge.

Baccarat: The Banker Bet's 1.06% House Edge

The Banker bet on an eight-deck baccarat table with a 5% commission returns an RTP of 98.94% and carries a house edge of 1.06%, the lowest figure among the standard table bets covered here. The house edge is the average share of every stake the casino keeps over the long run, and on a Banker bet it is charged as a commission rather than built into the payout.
That 1.06% sits below the 1.36% house edge of the Don't Pass bet in craps and far below the 2.70% of European roulette, so 100 € staked on Banker costs 1.06 € on average, against 2.70 € on a single-zero wheel. The Banker pays 0.95:1 instead of 1:1 because the 5% commission offsets the positional advantage the Banker holds when the third card is drawn.
In practice a 20 € Banker stake that wins returns 20 € profit minus 1 € commission, for 19 €, and the standard deviation of 0.93 is lower than the 0.99 recorded for the Don't Pass bet. The bet is the strongest of the baccarat options, though the figure only holds when the commission is actually collected.

Straight-Up, Split and Corner Compared

On European roulette the Straight bet pays 35:1, the Split pays 17:1 and the Corner pays 8:1, yet all three carry the same 2.70% house edge and the same 97.30% RTP. The wheel has 37 pockets (1 to 36 plus 0), while the payouts are set as if there were only 36, which is why the edge does not move between bet types.
A 10 € Straight covers one pocket, a 10 € Split covers two and a 10 € Corner covers four, and the Six Line pays 5:1, the Street 11:1, the Dozen and Column 2:1, and Red or Black, Odd or Even and 1-18 or 19-36 all pay 1:1. The French wheel keeps the same 2.70% on these inside bets because La Partage and En Prison apply only to even-money bets.
In money terms, 100 € spread across Straights, Splits and Corners costs 2.70 € on average over the long run, identical to 100 € placed on a single Corner. The choice between the three changes how often a bet wins, not what the casino keeps.

A 2.70% House Edge: 2.70 EUR per 100 EUR

European roulette carries a house edge of 2.70% and an RTP of 97.30%, so 100 € of stakes returns 97.30 € on average and the casino keeps 2.70 €. The 37-pocket wheel pays as though it had 36 pockets, and that single missing pocket produces the same edge on the Straight, the Split, the Street, the Corner, the Six Line, the Dozen, the Column and every even-money bet.
The American wheel charges 5.26% on almost every bet, and its Five Number Bet on 0, 00, 1, 2 and 3 is worse still at 7.89%, paying 6:1 while covering 5 of 38 pockets. A 100 € stake on that combination therefore costs 7.89 € on average, close to three times the 2.70 € charged on the European layout, which has no equivalent bet.
French roulette with La Partage returns half the stake on even-money bets when 0 hits, lifting the RTP to 98.65% and cutting the edge to 1.35%, so 100 € on Red or Black costs 1.35 € instead of 2.70 €. That reduction applies only to even-money bets, while the inside bets stay at 2.70%.

Video Poker: Check the Paytable Before You Bet

Video poker pay tables differ by only a few units, and the Jacks or Better 8/5 version returns 97.29% against 98.45% for 9/5 and 94.99% for 6/5. The Full House and Flush lines carry the difference: 8 and 5 on the 8/5 table, 9 and 5 on 9/5, 6 and 5 on 6/5.
The step from 9/6 down to 8/5 costs 2.25 percentage points of RTP, and the 7/5 table at 96.15% costs more than a full point against 8/5. On 100 € of stakes the gap between 6/5 at 94.99% and 9/5 at 98.45% is 3.46 € kept by the house, a difference that shows up only in the two top lines of the table.
The fixed returns stay identical across those versions: Royal Flush 800, Straight Flush 50, Four of a Kind 25, Straight 4, Three of a Kind 3, Two Pair 2 and Jacks or Better 1. The pay table is displayed on screen before the deal, so the Full House and Flush values are the two figures to read first.

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